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Self-employed workers who want to apply for a mortgage should plan ahead.. ” If a lender is unable to approve a loan based on income, adding a co-signer.. A part-time job may offer more consistent income to back up your.

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Part of your income from commissions?. Can I use that the commission income to qualify for a home loan?”. If you're successful at your job, you can make a good living from commissions, but lending.. Half of the time, I received an hourly salary plus monthly bonuses.. I am in Florida seeking a lender.