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You are here: Home Latest FHA’s "BACK TO WORK- EXTENUATING CIRCUMSTANCES PROGRAM" For fha case numbers assigned on or after August 15, 2013, a homebuyer with prior credit While this is good news for potential homebuyers who have experienced an "economic event.
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The Back to Work mortgage programs shortens the mandatory waiting period after a bankruptcy, foreclosure, deed in lieu of foreclosure, or short sale To qualify for FHA Back to Work Extenuating Circumstances due to an economic event mortgage program, borrower needs the following
The waiting period to obtain an FHA loan after foreclosure and short sale is 3 years and its a 2 year wait after a chapter 7 Bankruptcy. FHA has created a program to help you obtain an FHA loan before that time and has published their guidelines to get approved for their Back to Work FHA loan in.